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Interbank
Mobile Payment Services (IMPS) .
. through
your mobile phones
As an enhancement to mobile banking facility,
Interbank Mobile Payment Services (IMPS)
facilitates instantaneous mobile to mobile
funds transfers through Mobile phones.
What is IMPS?
IMPS is an instant inter bank electronic funds
transfer service through mobile phones and
it facilitates the customers to use mobile
instruments as a channel for remitting/receiving
funds. This service allows customers to do
fund transfer between the bank accounts by
using mobile as a channel instantly in real
time manner.
The Interbank remittance request initiated from a mobile is as
instant Real Time transactions. This facility will ensure customer
satisfaction as it provides immediate credit of beneficiary account
when a fund transfer request is made through their Mobile handsets
on 24 x 7 basis.
Who is eligible for availing IMPS fund transfer facility?
• Our Bank Customer whose mobile number is registered with
the Bank
• The customer needs to hold one or more active SB/CA with
our bank. Each account will be identified by Mobile Money Identifier
(MMID).
• The customer should have availed mobile banking with
valid MPIN if he/she wants to remit funds through mobile. He can
also receive funds from other remitters.
• The customer who has not availed mobile banking facility
(Valid MPIN) can only receive funds.
How the accounts of the customer are identified?
• The customer should register for every account he wishes
to have MMID by sending SMS to the bank.
• The bank will generate MMID to each account and reply
to the customer’s mobile.
How the accounts of the customer are identified?
• The customer should register for every account he wishes
to have MMID by sending SMS to the bank.
• The bank will generate MMID to each account and reply
to the customer’s mobile.
• While requesting for funds transfer, the account of the
remitter / beneficiary are identified by respective mobile number & MMID
• At any point of time the customer can cancel the MMID
for one of his accounts or all accounts by sending SMS to the bank
Find Transfer Limits :
• Presently, transactions upto Rs. 50,000/- (through J2ME
Application) can be facilitated through Mobile Phones.
List of banks offering IMPS Service :
• The list of banks offering IMPS will be available on
NPCI website www.npci.org.in.
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