| • Base
Rate
is 10.50 % p. a. with effect
from 01.05.2012 |
| • Benchmark
Prime Lending Rate
is 14.75 % p. a. with effect
from 01.05.2012 |
»
HOME LOAN 2011 SCHEME
»
IB VEHICLE LOAN SCHEME
»
Interest
Rates on Personal Segment Loan Products |
Home-Loan
Floating rate / Fixed rate, Plot loan, IB Home
Improve, Vehicle Loans, IBA Educational Loan
Scheme, IB Bhavishya Prakash, IB Balavidya,
Special Home loan, Salary loan, I B Rentencash,
Ind Mortgage etc. (For
Loans availed with Interest Rates Linked to
BPLR ) |
• Interest
rate on SME products
» Based
on Base Rate » Based
on BPLR (Including Medium Enterprises) |
SLP advances - IND SME Secure, My Own Shop,
IB Doctor Plus, IB Professional plus, IB Ayushmaan,
IB Annapoorna, IB Vidya Mandir, IB BPO Finance,
IB Shanti Niketan, IND Vahana, IB Travel Tours,
IB Caterer and IB Star Rice Mill. Non
SLP advances for Micro, Small and Medium Enterprises;
|
• Interest
rate on Agricultural Products
» Based
on Base Rate » Based on BPLR |
All
agricultural loans and Agri Structured Products
/ Schemes, Coffee and tea growers loans, Poultry
advances, Farm Mechanization advances, Post
Harvest Financing, Gramin Mahila Sowhbagya
Scheme (GMSS), Non priority Jewel loans including
secured OD against Gold Ornaments, Non Priority
staff Jewel loans, Grihalakshmi (Housing Loan
to SHG Members), Financing Micro Finance Institutions,
SHG Bank Linkage Programme etc. |
| • Interest
rate on Export Credit in Foreign Currency |
Pre-shipment
Credit, Post-shipment Credit, Export Credit
Not Otherwise Specified (ECNOS) |
| • Interest
rate on Rupee Export Credit |
Pre-shipment
Credit, Post-shipment Credit |
|
